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Showing posts from January, 2026

The Mystery of Ringgit at 3.92:Coincidence, or an Economic Strategy Finally Taking Shape?

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On the morning of January 28, 2026, global currency charts turned red. But this time, red did not signal danger. It signaled a quiet victory. 1 USD = RM3.92. After years of the Ringgit being “bullied” beyond the 4.70 level, this figure surprised many. Social media buzzed with speculation. Some began to wonder, “Are we returning to the golden era of RM2.50 or RM2.90?” Emotionally, a stronger Ringgit is something to be proud of. But in economics, emotion is not a compass. What truly matters is structure and reality. This appreciation did not happen by accident. It is the result of a convergence between global economic forces and domestic policies whose investments are now beginning to mature. Let us examine this rationally. 1. When the “King Currency” Begins to Waver – The U.S. Factor To understand why the Ringgit is strengthening, we must first understand why the U.S. dollar is weakening. Between 2023 and 2025, the United States offered exceptionally high interest rates. Global capital—...

Hello, 2026

Alhamdulillah. Year after year, there are always small changes that can truly be felt within me. A mindset that gradually becomes calmer, a way of seeing life that grows simpler, and a heart that is learning to accept that time keeps moving forward and cannot be held back. I am increasingly aware that as age advances, our time in this world is not long. This awareness is not meant to frighten me, but to remind me to live each step more meaningfully. That life is not only about running after targets, but also about setting intentions, guarding the heart, and realigning direction. In this year of 2026, my hopes are simple yet essential. May Allah ease all my affairs, widen the path ahead, and strengthen my steps. May I remain focused on my goals, cultivate discipline in my daily life, and continue to persevere even when fatigue comes again and again. Because in the end, what matters most is not how fast I arrive, but how consistently I endure and keep learning to become a better version ...