Learning to Lower Our Lifestyle for a More Peaceful Life

There is nothing shameful about choosing to scale down our lifestyle when the time calls for it. Living more simply is far better than living under the pressure of unnecessary debt. A simpler life brings peace of mind.

At first, it may feel uncomfortable—especially if we were once accustomed to comfort. But if we can train our hearts to lower our ego, God willing, we will be able to go through it.

We may not become wealthy, but our hearts will always feel content. And that sense of contentment is a sign that our sustenance is blessed. When our sustenance is blessed, all our needs will be sufficiently provided.

If in the past we drove luxury cars worth hundreds of millions, today commuting with a modest car such as an Axia, Bezza, or Saga is perfectly fine. Let people say what they want—after all, they are not the ones paying for our fuel every day.

On our shoulders rests the responsibility of providing for our family. As heads of households, it is our duty to ensure that our families have good and lawful food, and a decent place to live. We must also remember that our children will continue to grow, and their education will require significant financial preparation.

As human beings, it is only natural to have desires. It does not mean we do not want the latest electric vehicle; it is simply that sometimes, it is not yet the right time. There are many other priorities that must come first: children’s education savings, emergency funds, and retirement preparation.

My friends,

The cost of living continues to rise. However, what often becomes far more expensive and burdensome is the cost of maintaining a lifestyle. That is where many people become trapped.

Living in luxury is not wrong, as long as we can truly afford it. Spend your money as you wish—it is your right. What is wrong is forcing a luxurious lifestyle through debt until it suffocates you.

The biggest mistake is living beyond our means when we are not yet financially ready. When savings are still at the level of “just enough for today,” and even a six-month emergency fund has not been secured, then imitating the lifestyle of the well-established is clearly not a wise decision.

People in my hometown call it delay your gratification. Be patient for a while. Holding back on lifestyle spending does not mean forever—perhaps only for five or ten years. As the proverb says, “Endure hardship first, enjoy comfort later.”

Life is indeed tough. When we struggle, few people care. When we succeed, that is when many begin to gather around.

In the end, everything comes back to personal choice. I can only share a reminder. Whether to follow it or not is entirely up to each individual.

This is my reflection for this Friday. May it be beneficial.

Credits:
#MERZ
FB: Mohd Ezairol Rezan Zainol

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